While residential real estate is a safe bet, commercial real estate in NCR offers significantly higher rental yields, often ranging from 7% to 11% annually compared to 2% to 4% for apartments. Here is a guide to choosing the right commercial asset:

1. Grade-A Office Spaces

Pre-leased office spaces in corporate micro-markets like Cyber City or Golf Course Road provide stable, long-term monthly income. Look for properties leased to multi-national companies with long lock-in periods.

2. High-Street Retail Shops

High-street retail units have high footfalls and visibility. Investing in ground-floor shops in highly populated residential catchments ensures constant occupancy and rent escalation clauses.

3. SCO (Shop-cum-Office) Plots

SCO plots are the newest investment favorite. They give you ownership of the land and allow you to build multiple floors, maximizing rental potential from retail on the lower floors and offices on the upper floors.